Products

Payment Processing

Accept payments seamlessly and securely

Toast Payment Processing is a secure and reliable credit card processing solution, built specifically for restaurants.

Effective fraud prevention for lower chargeback rates

Our customers’ average chargeback rates are up to 3x lower than the industry average with Toast's fraud prevention measures.*

Simple, transparent pricing

Get clear and easy-to-understand rates.

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One platform to power your restaurant

One provider for all your restaurant needs.

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A partner that prioritizes security

Prevent fraud and protect your data.

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Discover uncomplicated and transparent pricing, built specifically for restaurants
  • Custom-built rate
    Our team of dedicated payment experts will create a rate for you based on your business.
  • No hidden fees
    Don't get blindsided by additional transaction fees or markups at the end of each month.
  • Competitive and clear pricing
    Get clarity into your processing fees with easy-to-understand rates.
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A single platform and provider, driven by our passion for continuous restaurant innovation
  • One support team invested in your success
    Customer Care available 365/24/7 to troubleshoot any issue in your restaurant, whether it relates to processing or your restaurant POS software.
  • Insights to better understand your customers
    Capture guest data that can be used to send targeted marketing campaigns that delight customers and drive revenue.
  • Offline mode for payment processing
    Reliably accept credit card payments online or offline without skipping a beat.
  • Faster access to your credit card sales
    With instant deposit, get faster access to your sales for a fee – even on weekends and holidays. Funds are typically available in less than 30 minutes.
Safeguard your restaurant with a partner devoted to security
  • Real-time machine-learning fraud monitoring
    Our systems help detect and block suspicious online ordering transactions in real-time to prevent resulting chargebacks.
  • Hardware equipped with EMV and NFC technology
    Processing chip cards or mobile payments on our hardware leverages EMV or NFC technology to help prevent fraudulent transactions.
  • PCI compliant Level 1 Services Provider
    The security of your and your customers’ payment card data is our priority. Our platform and services are compliant with PCI DSS.
  • Encryption to protect payment card data
    From the moment a customer pays for their order, payment data is encrypted to prevent payment card data getting into the wrong hands.
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Why restaurateurs choose Toast

“I used to lose $500 to $1,000 per store every time there was a lightning storm in Southwest Florida, the lightning capital of the world. With Toast’s offline mode, I’m already making my money back just by being able to continue to collect credit card information."

Jon Schroeter

Director of Operations IL Primo Pizza & Wings
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Demo a seamless and secure payment processing platform

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(857) 301-6002
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Everything You Need to Know about Fraud Prevention

Make sure your restaurant and your customers are protected, whether they’re dining in or ordering takeout or delivery.

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The Guide to Restaurant Debit and Credit Card Processing

We’ll walk you through everything you need to know: common debit and credit card fees, payment processing pricing structures, and more.

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Restaurant Reopening Calculator

Whether you're reopening or reinventing your concept, this calculator will help you manage your restaurant's finances.

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*Based on a third-party analysis of chargeback frequency across Visa payment card transactions in the U.S. restaurant industry segment, rolling 12 months’ data ending March 2024. Actual results may vary and depend on the unique characteristics of each business.