Accounting Payroll Services

Toast + NEXT

Restaurants, looking for business insurance? We make it easy.

Running your business can be complicated. Dealing with your business insurance shouldn’t be.

NEXT Insurance (“NEXT”) is an insurance entity that operates in all 50 states and Washington, D.C. NEXT streamlines buying and managing different types of insurance coverage that businesses may need. For example, NEXT offers general liability insurance, workers’ compensation insurance, liquor liability insurance, and more. NEXT's integration with Toast means you can seamlessly acquire and manage insurance policies, so you can focus on thrilling customers with your latest culinary feats. Learn more about NEXT Insurance on their website.

NEXT is a licensed agent in 50 states and Washington, D.C., and offers:

  • Award-winning customer support

  • Business insurance products

  • Accurate, automated workers’ comp payments, available in select jurisdictions 

  • Customer dashboard for easy policy management

Key Integration Features

Pay-As-You-Go workers’ comp1
Sync your insurance policy to your Toast Payroll so that your premium adjusts automatically. Less payroll this month? NEXT will adjust your premium. 


NEXT is also able to help you navigate the process, through their own insurance offerings, or by facilitating the acquisition of coverage through 20+ other insurance carriers.


Manage workers’ comp audits
With Pay-As-You-Go, the automated, accurate premium payments can mean less stress at annual audit time.1


Insurance dashboard for easy management


Workers’ compensation insurance requirements vary by jurisdiction. Workers’ compensation insurance through NEXT and/or Pay-As-You-Go billing may not be available in all jurisdictions. Please consult with NEXT on whether workers’ compensation and/or Pay-As-You-Go billing is available in your jurisdiction. Pay-As-You-Go billing is only available to existing Toast Payroll customers.


NEXT’s customer dashboard allows you to view your policy details and payment history in one place, plus make service requests, and get certificates on demand.

Insurance policies available through NEXT Insurance (“NEXT”), pursuant to its licenses. Neither Toast, Inc., nor any of its affiliates or subsidiaries, sells or underwrites insurance. However, Toast Insurance Services, Inc. (“TIS”) maintains various insurance licenses and may receive compensation in connection with policies purchased through NEXT. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Coverage examples are for illustrative purposes only. Your policy documents govern, terms & exclusions apply.

Visit NEXT for more information!

Learn How Toast Can Help Your Restaurant

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