Switching to Toast
Feeling limited by your current tech? Toast is here for you, starting with easy onboarding.
Opening a New Restaurant
We'll take care of the technology, so you can focus on what matters most.
ONLINE ORDERING
A commission-free solution, totally integrated with your POS for real-time updates.
PAYROLL SUITE
Fast, easy payroll synced right with your POS.
ACCESS CAPITAL
Fast, flexible funding to power your restaurant.
Free Tools and Templates
Guides, e-books, and templates designed to help you run your restaurant business better.
Video Courses
Learn something new today — whether you've got 5 minutes or 50.
Trends and analysis from across the industry
Resources to help you get the most out of Toast
Restaurants of all kinds finding success with Toast
Get rewarded for helping restaurant clients succeed
Explore new and upcoming Toast solutions
Toast solutions for any concept
Operations, team management, payroll and more
Tools, insights, and advice
Front of house, back of house, and online seamlessly connect and work in sync.
Toast is designed for restaurant success. Customize Toast to fit the needs of your restaurant type.
Industry Insights
Toast Central
Customer Stories
Local Partner Advocates
Innovation at Toast
Under 10 Employees? Explore Starter Kits
Note: this FAQ applies only to Virginia customers.
Certain states, such as Virginia, have laws that require a disclosure to be provided to borrowers regarding commercial financing transactions, such as Toast Capital Loans.
This disclosure requires information to be provided to you, such as details about your loan repayment amount, cost of financing, and payment frequency.
Toast Capital is required to deliver these disclosures and obtain your signature on them. Please sign and date the disclosure forms provided with your Loan Agreement.
For Toast Capital Loans, this is the same as your Total Repayment Amount, which is your Disbursement Amount (the amount of funding that was disbursed to you) plus the Finance Charge (the fixed fee for your Toast Capital Loan).
This is the fixed fee for your Toast Capital Loan.
This fixed fee will not change — i.e. it won’t increase if you take longer to pay off what you owe.
This is the estimated number of payments you will make in connection with your Toast Capital Loan. Because you will make daily payments, this number represents the target repayment period of your Toast Capital Loan, in days.
Additional details can be found in the Payment Schedule section of your account dashboard.
There is no broker involved with a Toast Capital Loan.
No, if you decide to repay early, you will still have to repay your total outstanding balance.
Toast Capital Loans are issued by WebBank. Loans are subject to credit approval and may not be available to borrowers in certain jurisdictions. WebBank reserves the right to change or discontinue this program without notice.